Donor Advised Fund

Celebrate DAF day with us

October 9 is DAF Day this year! It’s a great day to check in on your charitable giving goals and make a plan for the rest of the year. If you’d like to talk through your ideas with the team at CFGV, schedule a time to sit down with Jessica Wurtz, CFGV’s Director of Philanthropy.

You may have heard about the One Big Beautiful Bill Act that was signed into law this summer. As your partner in philanthropy, we wanted to flag a few changes that could affect your charitable giving strategy starting in 2026.

We published an article in August with some details about changes coming with the One Big Beautiful Bill Act, but we wanted to flag a couple of reasons you should be thinking about this during the last quarter of 2025:

• Starting in 2026, you’ll need to give more than 0.5% of your adjusted gross income (AGI) before charitable contributions qualify for a deduction (if you itemize)
• For folks in the highest tax bracket, the value of the charitable deduction drops from 37% to 35%

If you’re thinking about making a contribution to your CFGV DAF, doing so before December 31, 2025 lets you take advantage of the current, more favorable tax treatment. And as always, funding your DAF now means you’ll have resources ready when you see a local need or opportunity that moves you.

Of course, taxes are just one piece of why you give. Your CFGV DAF puts you at the heart of local philanthropy, and we’re here to help you make the most of it. We invite you to:

• Recommend grants to nonprofits working on the issues you care about—housing, education, the environment, the arts, and more
• Connect with us anytime you want to talk about what’s happening in the Valley and where you might want to direct your support
• Explore opportunities that align with your values and vision for our community

We’re always happy to talk through questions or help you think strategically about your giving.

The team at CFGV is honored to serve as a resource and sounding board as you build your charitable plans and pursue your philanthropic objectives for making a difference in the community. This article is provided for informational purposes only. It is not intended as legal, accounting, or financial planning advice. Please consult your tax or legal advisor to learn how this information might apply to your own situation.

A Donor Advised Fund at CFGV combines flexibility with tax advantages, and it’s designed for people who want to support the Gunnison Valley over time. If you think about your giving holistically and strategically, or would like to, a DAF might be right for you. Here’s how it works.

A DAF is a straightforward way to organize your charitable giving.

1. You contribute cash, stock, or other assets to your fund and receive an immediate tax deduction
2. Your fund grows through tax-free investment, giving you more to grant over time
3. You recommend grants to nonprofits whenever and wherever it makes sense to you 
4. CFGV handles the administrative work—the paperwork, due diligence, and recordkeeping

This process gives you the time to be thoughtful about where your support goes and ensure your charitable giving dollars have the greatest possible impact.

Yes, it’s almost DAF Day. That’s not the only reason we’re talking about this now. You’ve probably heard about recent tax law changes. Starting in 2026, the tax benefits of charitable giving will be a bit less generous for many people:

• If you itemize, you’ll need to give more than 0.5% of your AGI before contributions qualify for a deduction
• Those in the top tax bracket will see their deduction value decrease from 37% to 35%

Opening and funding a CFGV DAF in 2025 means you can take advantage of current tax rules while setting up a tool for your long-term giving. That said, we know taxes aren’t the only reason people give—and we’re happy to explore whether a DAF makes sense for your situation, regardless of timing.

We’re rooted right here in the Gunnison Valley. That means:

• We know the landscape: We can help you understand which organizations are doing great work in the areas you care about
• We get it: We understand both the opportunities and challenges facing our community, and we can help you think strategically about your impact
• We’re neighbors: Your philanthropy stays local, and so does the expertise guiding it

Whether you want to support affordable housing, youth programs, environmental conservation, or the arts, a CFGV DAF helps your generosity create lasting change here at home. Have questions? Let’s talk.

The team at CFGV is honored to serve as a resource and sounding board as you build your charitable plans and pursue your philanthropic objectives for making a difference in the community. This article is provided for informational purposes only. It is not intended as legal, accounting, or financial planning advice. Please consult your tax or legal advisor to learn how this information might apply to your own situation.

If you have a DAF at a national organization or a community foundation in another community, you already know this is a powerful tool for charitable giving. When your heart is in the Gunnison Valley, working with CFGV can deepen your connection to the community and help you make more strategic decisions about your local giving.

We’re here We live and work in the Gunnison Valley. When you want to talk about where to direct your giving, you’re talking with people who know the nonprofits, understand the challenges, and can point you toward opportunities you might not discover on your own. We can help you find the right fit between your passions and our community’s needs.

We’re partners, not processors National DAF sponsors are great at managing transactions, but they can’t offer the local insight and relationships that come from being embedded in this place. Our team can introduce you to nonprofit leaders, help you understand what’s working, and think with you about where your support could make the biggest difference.

We build community When you work with CFGV, you’re joining a network of people who care deeply about the Gunnison Valley. Through our programs, events, and conversations, you’ll stay connected to what’s happening here and to other donors who share your commitment to making this a place where everyone can thrive.

Your options: You can keep your existing DAF and also open one with CFGV, or you can transfer your fund to us entirely—whatever makes the most sense for you. Either way, you’ll benefit from personalized service and the satisfaction of knowing you have a local partner helping you make thoughtful decisions about your giving.

A note about timing: With tax law changes taking effect in 2026, there are some advantages to making contributions in 2025. If you’re thinking about expanding your giving or transferring your fund, we’re happy to walk you through what those changes mean for your situation. Let’s explore what working together could look like.

The team at CFGV is honored to serve as a resource and sounding board as you build your charitable plans and pursue your philanthropic objectives for making a difference in the community. This article is provided for informational purposes only. It is not intended as legal, accounting, or financial planning advice. Please consult your tax or legal advisor to learn how this information might apply to your own situation.